:root{--indigo:#3f51b5;--indigo-dark:#283593;--amber:#ffb300;--white:#fff;--bg:#f5f6fa;--ink:#202124;--muted:#70757a;--line:#dfe3eb;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--sans);line-height:1.65}img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit}.shell{width:min(1180px,calc(100% - 40px));margin:auto}.screen-reader-text,.skip-link{position:absolute!important;width:1px;height:1px;margin:-1px;overflow:hidden;clip:rect(0,0,0,0)}.skip-link:focus{width:auto;height:auto;clip:auto;top:10px;left:10px;background:#fff;padding:10px;z-index:9999}.elevation-1{box-shadow:0 2px 5px rgba(0,0,0,.12)}.elevation-2{box-shadow:0 4px 10px rgba(0,0,0,.14)}.elevation-3{box-shadow:0 8px 18px rgba(0,0,0,.16)}.elevation-4{box-shadow:0 12px 24px rgba(0,0,0,.18)}.elevation-5{box-shadow:0 16px 28px rgba(0,0,0,.2)}.elevation-6{box-shadow:0 22px 40px rgba(0,0,0,.22)}
.site-header{position:sticky;top:0;z-index:100;background:#fff}.header-row{min-height:74px;display:grid;grid-template-columns:auto 1fr auto;gap:30px;align-items:center}.logo-wrap img{height:46px;width:auto}.primary-nav{justify-self:center}.nav-list{display:flex;gap:24px;list-style:none;padding:0;margin:0;font-size:12px;font-weight:700}.nav-list a{display:block;padding:28px 0}.fab-search{width:48px;height:48px;border-radius:50%;border:0;background:var(--amber);color:#2b2b2b;font-size:24px;box-shadow:0 6px 14px rgba(0,0,0,.2);cursor:pointer}.menu-toggle{display:none;border:0;background:none}.menu-toggle span:not(.screen-reader-text){display:block;width:24px;height:2px;background:var(--ink);margin:5px}.search-panel{background:#fff;padding:14px 0}.search-form{display:flex;background:#fff;min-height:52px;border-radius:8px;overflow:hidden}.search-form label{flex:1}.search-field{width:100%;border:0;outline:0;padding:0 16px;font:14px var(--sans)}.search-submit{border:0;background:var(--indigo);color:#fff;padding:0 20px;font-size:11px;font-weight:700;text-transform:uppercase}
.ripple{position:relative;overflow:hidden}.ripple-dot{position:absolute;border-radius:50%;background:rgba(255,255,255,.45);transform:scale(0);animation:ripple .6s linear;pointer-events:none}@keyframes ripple{to{transform:scale(4);opacity:0}}
.hero-section{padding:52px 0}.hero-layout{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}.hero-card{background:#fff;border-radius:18px;padding:54px}.eyebrow,.kicker{display:block;color:var(--indigo);font-size:10px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}.hero-card h1,.section-heading h2,.archive-header h1,.article-copy h1,.legal-page h1,.empty-state h1{font-size:clamp(44px,5.5vw,72px);line-height:1.02;letter-spacing:-.045em;margin:0}.hero-card p{font-size:18px;color:var(--muted)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.md-button{display:inline-flex;padding:13px 20px;border-radius:6px;font-size:11px;font-weight:800;text-transform:uppercase}.md-button.primary{background:var(--indigo);color:#fff}.md-button.text{color:var(--indigo)}.md-button.outlined{border:1px solid var(--indigo);color:var(--indigo);background:#fff}.hero-search{margin-top:26px}.hero-visual{position:relative;background:#fff;border-radius:18px;padding:12px}.hero-visual img{width:100%;height:100%;object-fit:cover;border-radius:12px}.floating-stat{position:absolute;border-radius:10px;padding:14px 18px}.floating-stat strong,.floating-stat span{display:block}.floating-stat strong{font-size:26px}.floating-stat span{font-size:10px;text-transform:uppercase}.floating-stat.amber{right:24px;top:24px;background:var(--amber)}.floating-stat.white{left:24px;bottom:24px;background:#fff}
.metrics-strip{padding:12px 0 60px}.metrics-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.metric-card{background:#fff;border-radius:12px;padding:20px}.metric-card strong,.metric-card span{display:block}.metric-card strong{font-size:14px}.metric-card span{font-size:11px;color:var(--muted)}
.topic-section,.resource-section,.authority-section,.related-section{padding:88px 0}.section-heading{margin-bottom:38px}.section-heading.split{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:end}.section-heading h2{font-size:clamp(36px,4.5vw,58px)}.section-heading p{color:var(--muted);margin:0}.topic-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.topic-card{background:#fff;border-radius:14px;padding:22px;min-height:180px;display:flex;flex-direction:column;justify-content:space-between;transition:.2s}.topic-card:hover{transform:translateY(-4px);box-shadow:0 12px 24px rgba(0,0,0,.16)}.topic-icon{width:48px;height:48px;border-radius:50%;background:#e8eaf6;color:var(--indigo);display:grid;place-items:center}.topic-icon svg{width:23px;fill:none;stroke:currentColor;stroke-width:1.7}.topic-card strong,.topic-card small{display:block}.topic-card strong{font-size:20px}.topic-card small{font-size:11px;color:var(--muted)}.topic-card b{color:var(--indigo)}
.resource-section{background:#eef0f7}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.resource-card{background:#fff;border-radius:14px;overflow:hidden}.resource-card.featured{grid-column:span 2}.resource-image img{width:100%;aspect-ratio:1.45/1;object-fit:cover}.featured .resource-image img{aspect-ratio:1.8/1}.resource-copy{padding:22px}.resource-copy h2,.resource-copy h3{font-size:23px;line-height:1.15;margin:0 0 10px}.featured .resource-copy h3{font-size:32px}.resource-copy p{font-size:13px;color:var(--muted);margin:0 0 12px}.card-meta{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:10px;font-size:9px;text-transform:uppercase;color:var(--muted)}.older-wrap{text-align:center;margin-top:34px}
.authority-section{background:var(--indigo-dark);color:#fff}.authority-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px}.authority-grid h2{font-size:48px;line-height:1.03;margin:0}.eyebrow.light{color:#ffd36b}.authority-list>div{display:grid;grid-template-columns:44px 1fr;gap:14px;border-bottom:1px solid rgba(255,255,255,.2);padding:16px 0}.authority-list span{width:34px;height:34px;border-radius:50%;background:rgba(255,255,255,.12);display:grid;place-items:center;font-size:10px}.authority-list p{margin:0;color:#e4e7f5}
.site-footer{background:#202124;color:#fff;padding:68px 0 22px}.footer-grid{display:grid;grid-template-columns:1.4fr .6fr .6fr;gap:70px}.footer-grid img{height:46px;width:auto}.footer-grid p{color:rgba(255,255,255,.65);max-width:440px}.site-footer h2{font-size:11px;text-transform:uppercase;letter-spacing:.14em}.footer-links{list-style:none;padding:0;margin:14px 0 0}.footer-links li{margin:8px 0}.footer-links a{color:rgba(255,255,255,.72);font-size:12px}.footer-bottom{border-top:1px solid rgba(255,255,255,.18);margin-top:40px;padding-top:16px;display:flex;justify-content:space-between;font-size:10px;color:rgba(255,255,255,.5)}
.archive-main,.page-main{padding:65px 0 95px}.archive-header{background:#fff;border-radius:14px;padding:34px;margin-bottom:28px}.archive-header h1,.legal-page h1{font-size:clamp(42px,5.5vw,66px)}.archive-header .search-form{max-width:620px;margin-top:18px}.archive-grid,.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.pager{display:flex;justify-content:center;gap:12px;margin-top:34px}.pager a{border:1px solid var(--indigo);border-radius:6px;padding:10px 16px;font-size:10px;font-weight:800;text-transform:uppercase;color:var(--indigo)}
.article-hero{padding:42px 0}.article-grid{display:grid;grid-template-columns:1fr .85fr .25fr;gap:16px}.article-copy{background:#fff;border-radius:14px;padding:38px}.article-copy h1{font-size:clamp(42px,5.5vw,68px)}.article-copy p{font-size:17px;color:var(--muted)}.article-meta{font-size:10px;text-transform:uppercase;color:var(--muted);display:flex;gap:8px}.article-image{background:#fff;border-radius:14px;padding:10px}.article-image img{width:100%;height:100%;object-fit:cover;border-radius:10px}.article-panel{background:var(--amber);border-radius:14px;padding:18px;display:flex;flex-direction:column;gap:10px}.article-panel strong{font-size:16px}.article-panel span{font-size:10px;border-top:1px solid rgba(0,0,0,.15);padding-top:8px}.breadcrumbs{font-size:10px;color:var(--muted);margin-bottom:18px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.breadcrumbs span{margin:0 7px}.content-grid{display:grid;grid-template-columns:230px minmax(0,760px);gap:38px;justify-content:center;padding:26px 0 80px}.side-box{position:sticky;top:100px;background:#fff;border-radius:12px;padding:18px}.side-box p{font-size:12px;color:var(--muted)}.side-box a{font-size:11px;font-weight:800;color:var(--indigo)}.article-body{background:#fff;border-radius:14px;padding:44px;font-size:17px}.article-body h2,.article-body h3{line-height:1.1;margin:2em 0 .7em}.article-body h2{font-size:34px}.article-body h3{font-size:26px}.article-body a{color:var(--indigo);text-decoration:underline;text-underline-offset:3px}.article-body img{margin:28px 0;border-radius:10px}.article-body blockquote{margin:30px 0;padding:18px 22px;border-left:4px solid var(--indigo);background:#eef0fb}.housevexa-inline-links{margin:30px 0;background:#f0f2fb;border-radius:10px;padding:18px}.housevexa-inline-links strong{font-size:10px;text-transform:uppercase;letter-spacing:.14em;color:var(--indigo)}.housevexa-inline-links li{margin:7px 0}.legal-page{max-width:860px;margin:auto;background:#fff;border-radius:14px;padding:46px}.empty-state{max-width:760px;margin:auto;text-align:center;background:#fff;border-radius:14px;padding:52px}
@media(max-width:1020px){.hero-layout{grid-template-columns:1fr}.metrics-grid{grid-template-columns:repeat(2,1fr)}.topic-grid{grid-template-columns:repeat(2,1fr)}.resource-grid{grid-template-columns:repeat(2,1fr)}.article-grid{grid-template-columns:1fr 1fr}.article-panel{grid-column:span 2;display:grid;grid-template-columns:repeat(4,1fr)}.content-grid{grid-template-columns:1fr}.content-grid aside{display:none}.archive-grid,.related-grid{grid-template-columns:1fr 1fr}}
@media(max-width:720px){.shell{width:min(100% - 24px,1180px)}.header-row{grid-template-columns:auto auto auto;justify-content:space-between}.menu-toggle{display:block;order:3}.primary-nav{display:none;position:absolute;left:12px;right:12px;top:74px;background:#fff;padding:12px 18px;box-shadow:0 8px 18px rgba(0,0,0,.15)}.primary-nav.is-open{display:block}.nav-list{display:block}.nav-list a{padding:10px 0}.fab-search{order:2;width:42px;height:42px}.logo-wrap img{height:40px}.hero-card{padding:32px 22px}.hero-card h1{font-size:45px}.metrics-grid{grid-template-columns:1fr}.section-heading.split{grid-template-columns:1fr;gap:16px}.topic-section,.resource-section,.authority-section,.related-section{padding:64px 0}.topic-grid,.resource-grid{grid-template-columns:1fr}.resource-card.featured{grid-column:auto}.authority-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:30px}.footer-bottom{display:block}.archive-grid,.related-grid{grid-template-columns:1fr}.article-grid{grid-template-columns:1fr}.article-copy,.article-image,.article-panel{grid-column:auto}.article-panel{display:block}.article-panel span{display:block;margin-top:8px}.article-body,.legal-page{padding:28px 22px}.article-copy h1{font-size:44px}}